Financial Regulations: Statute and Code Reference

This page provides a structured reference to the 176 regulatory citations tracked across Debt Consolidation Authority. All citations are extracted from page content and verified against primary sources.

Citation Summary

Category Count
Federal Statutes (U.S. Code) 58
Federal Regulations (C.F.R.) 22
Named Federal Acts 74
Building & Electrical Codes 15
Public Laws 7
Total 176

Federal Statutes (U.S. Code)

Citation Jurisdiction
10 U.S.C. § 987 US
11 U.S.C. § 109(h) US
11 U.S.C. § 111 US
11 U.S.C. § 362 US
11 U.S.C. § 522 US
11 U.S.C. § 523 US
11 U.S.C. § 523(a)(1) US
11 U.S.C. § 523(a)(8) US
11 U.S.C. § 707(b) US
11 U.S.C. § 727 US
12 U.S.C. § 1 US
12 U.S.C. § 1751 US
12 U.S.C. § 2601 US
12 U.S.C. § 2801 US
12 U.S.C. § 5481 US
12 U.S.C. § 5501 US
12 U.S.C. § 5514 US
12 U.S.C. § 5531 US
12 U.S.C. § 5565 US
12 U.S.C. § 85 US
15 U.S.C. § 1601 US
15 U.S.C. § 1635 US
15 U.S.C. § 1637 US
15 U.S.C. § 1638 US
15 U.S.C. § 1679 US
15 U.S.C. § 1679b US
15 U.S.C. § 1679c US
15 U.S.C. § 1681 US
15 U.S.C. § 1681b US
15 U.S.C. § 1681c US
15 U.S.C. § 1681j US
15 U.S.C. § 1691 US
15 U.S.C. § 1692 US
15 U.S.C. § 1692k US
15 U.S.C. § 45 US
20 U.S.C. § 1077a US
20 U.S.C. § 1077a(l)(3) US
20 U.S.C. § 1078 US
20 U.S.C. § 1087e(m) US
20 U.S.C. § 1098e US
26 U.S.C. § 108 US
26 U.S.C. § 108(a) US
26 U.S.C. § 108(a)(1) US
26 U.S.C. § 108(f)(5) US
26 U.S.C. § 163 US
26 U.S.C. § 163(h) US
26 U.S.C. § 163(h)(3) US
26 U.S.C. § 501(q) US
26 U.S.C. § 61 US
26 U.S.C. § 61(a)(11) US
26 U.S.C. § 61(a)(12) US
26 U.S.C. § 72(p) US
26 U.S.C. § 72(t) US
29 U.S.C. § 1001 US
31 U.S.C. § 5311 US
31 U.S.C. § 5318 US
42 U.S.C. § 3001 US
42 U.S.C. § 407 US

Federal Regulations (C.F.R.)

Citation Jurisdiction
12 C.F.R. Part 1006 US
12 C.F.R. Part 1024 US
12 C.F.R. Part 1026 US
12 C.F.R. Part 1026.23 US
12 C.F.R. Part 1026.6 US
12 C.F.R. Part 1026.60 US
12 C.F.R. Part 1041 US
12 C.F.R. Part 1090.106 US
12 C.F.R. Part 226.23 US
12 C.F.R. Part 701 US
12 C.F.R. Part 701.21 US
13 C.F.R. Part 120 US
13 C.F.R. Part 120.100 US
13 C.F.R. Part 121.101 US
16 C.F.R. Part 308 US
16 C.F.R. Part 310 US
16 C.F.R. Part 310.3 US
16 C.F.R. Part 310.4 US
16 C.F.R. Part 444 US
24 C.F.R. Part 214 US
31 C.F.R. Part 1020.220 US
32 C.F.R. Part 232 US

Named Federal Acts

Citation Jurisdiction
Abusive Act US
American Rescue Plan Act of 2021 US
Bank Secrecy Act US
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 US
CARD Act US
CFPB Enforcement Act US
CFPB, CARD Act US
CFPB, Truth in Lending Act US
California Debt Settlement Services Act US
Consumer Financial Protection Act US
Consumer Financial Protection Act of 2010 US
Credit Card Accountability Responsibility and Disclosure Act US
Credit Repair Organizations Act US
Debt Settlement Services Act US
Deceptive Act US
Department of Defense, Military Lending Act US
Depository Institutions Deregulation and Monetary Control Act of 1980 US
Dodd-Frank Act US
Dodd-Frank Wall Street Reform and Consumer Protection Act US
Electronic Fund Transfer Act US
Employee Retirement Income Security Act US
Employee Retirement Income Security Act of 1974 US
Enforcement Act US
Equal Credit Opportunity Act US
FTC Act US
Fair Credit Reporting Act US
Fair Debt Collection Practices Act US
Fair and Accurate Credit Transactions Act US
Federal Civil Penalties Inflation Adjustment Act US
Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 US
Federal Credit Credit Union Act US
Federal Credit Union Act US
Federal Reserve, Credit Card Accountability Responsibility and Disclosure Act US
Federal Trade Commission Act US
Georgia Fair Business Practices Act US
Higher Education Act US
Higher Education Act of 1965 US
Home Equity Loan Consumer Protection Act US
Home Mortgage Disclosure Act US
Home Ownership and Equity Protection Act US
Homeowners Protection Act US
Illinois Debt Management Service Act US
Investment Advisers Act of 1940 US
Military Lending Act US
National Bank Act US
Older Americans Act US
Real Estate Settlement Procedures Act US
Servicemembers Civil Relief Act US
TILA, CARD Act US
Tax Cuts and Jobs Act US
Tax Cuts and Jobs Act of 2017 US
The American Rescue Plan Act of 2021 US
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 US
The CARD Act of 2009 US
The Credit Repair Organizations Act US
The Depository Institutions Deregulation and Monetary Control Act of 1980 US
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 US
The Employee Retirement Income Security Act of 1974 US
The Fair Credit Reporting Act US
The Fair Debt Collection Practices Act US
The Fair Housing Act and Equal Credit Opportunity Act US
The Federal Credit Union Act US
The Military Lending Act US
The Real Estate Settlement Procedures Act US
The Truth in Lending Act US
The Uniform Debt Management Services Act US
Truth in Lending Act US
USA PATRIOT Act US
Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 US
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act US
Under the Fair Debt Collection Practices Act US
Under the National Bank Act US
Under the Tax Cuts and Jobs Act of 2017 US
Uniform Debt Management Services Act US

Building & Electrical Codes

Citation Jurisdiction
IRC 108 National
IRC 163 National
IRC 401 National
IRC 501 National
IRC 61 National
IRC 6159 National
IRC 6321 National
IRC 6325 National
IRC 6334 National
IRC 6502 National
IRC 6621 National
IRC 6651 National
IRC 6672 National
IRC 7122 National
IRC 72 National

Public Laws

Citation Jurisdiction
Pub. L. 109-8 US
Pub. L. 111-203 US
Pub. L. 111-24 US
Pub. L. 114-74 US
Pub. L. 115-97 US
Pub. L. 117-103 US
Pub. L. 117-2 US

Pages with Regulatory Citations

Page Citations
regulatory-context-for-debt-consolidation 22
cfpb-debt-consolidation-protections 15
debt-consolidation-frequently-asked-questions 14
debt-consolidation-vs-bankruptcy 13
types-of-debt-consolidation-loans 11
types-of-debt-consolidation 10
state-laws-affecting-debt-consolidation 10
key-dimensions-and-scopes-of-debt-consolidation 10
irs-tax-debt-consolidation 10
debt-consolidation-tax-implications 10
tax-implications-of-debt-consolidation 9
tax-debt-consolidation 9
debt-consolidation-scams 9
debt-consolidation-companies-how-to-choose 9
student-loan-consolidation 8
secured-vs-unsecured-debt-consolidation 8
documents-needed-for-debt-consolidation 8
warning-signs-of-debt-consolidation-scams 7
total-cost-of-debt-consolidation 7
small-business-debt-consolidation 7
how-it-works 7
debt-consolidation-with-bad-credit 7
debt-consolidation-vs-debt-settlement 7
debt-consolidation-loan 7
debt-consolidation-glossary 7
debt-consolidation-fees 7
contact 7
bank-vs-credit-union-consolidation-loans 7
balance-transfer-credit-card-consolidation 7
secured-vs-unsecured-consolidation-loans 6
... and 60 more pages

Recent Regulatory Changes

Change Type Date Source
Amendment to 12 CFR amendment 2026-03-01 ecfr
Promoting the National Defense by Ensuring an Adequate Supply of Elemental Ph... executive order 2026-02-23 federal_register
Appellate Jurisdiction Update final rule 2026-03-09 federal_register
Medicare Program; Hospital Outpatient Prospective Payment and Ambulatory Surg... final rule 2026-02-23 federal_register
Medications for the Treatment of Opioid Use Disorder; Correction final rule 2026-02-23 federal_register
Airworthiness Directives; Airbus Helicopters final rule 2026-03-10 federal_register
Airworthiness Directives; Airbus Helicopters final rule 2026-03-10 federal_register
Comprehensive Fishery Management Plans for Puerto Rico, St. Croix, and St. Th... final rule 2026-02-23 federal_register
Fisheries of the Northeastern United States; Revised 2026 Atlantic Mackerel S... final rule 2026-02-23 federal_register
Airworthiness Directives; Airbus SAS Airplanes final rule 2026-03-30 federal_register
Policy Clarifying Definition of “Actively Engaged” for Purposes of Inspector ... final rule 2026-02-23 federal_register
Investment Company Names Form N-PORT Reporting; Extension of Compliance Date final rule 2026-03-25 federal_register
Farmer Bridge Assistance (FBA) Program final rule 2026-02-23 federal_register
Establishment of Class E Airspace; Providence Seaside Hospital Heliport, Seas... final rule 2026-05-14 federal_register
Continuation of the National Emergency With Respect to Venezuela executive order 2026-02-20 federal_register
Continuation of the National Emergency With Respect to Ukraine executive order 2026-02-20 federal_register
Inpyrfluxam; Pesticide Tolerances final rule 2026-02-20 federal_register
Procedural Rules; Correction final rule 2026-02-20 federal_register
Pydiflumetofen; Pesticide Tolerances final rule 2026-02-20 federal_register
West Virginia Regulatory Program final rule 2026-03-23 federal_register

Monitoring Sources

Citations on this site are monitored against the following regulatory data sources:

Citation data last extracted: 2026-03-20

Read Next

Regulatory Context for Debt Consolidation Federal oversight from agencies such as the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC)... Debt Consolidation: Frequently Asked Questions These questions address the structural mechanics of consolidation, the professional and regulatory context surrounding it, and... Debt Consolidation vs. Bankruptcy: Which Is Right for You Bankruptcy: Which Is Right for You Debt consolidation and bankruptcy occupy opposite ends of the debt resolution spectrum —...